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There are several iphone 4g insurance options differing from one company to another. The products vary both in terms of package and prices. There are other differences in details which you come to know later when you have to make claims. This may be in terms of time taken to process the claim, repair the phone or replace it altogether. The quality of customer care you receive at the point of claim is also an issue.

Iphone 4g insurance costs are comparatively high considered against ordinary phones. Iphone 4gs are also expensive in themselves which have also made them susceptible to theft. They come with a widescreen which is delicate because it is made from glass and more prone to damage because it is wide. It is a fairly sophisticated phone and iphone 4g insurance costs have followed suit.

When deciding the costs of iphone 4g insurance, companies evaluate the risk factors and the potential costs they will incur incase they have to pay for claims. Standard iphone 4g insurance policy covers all accidental damages to iphone 4g and provides for total replacement incase the phone is irreparable. Damages may include broken cases or cracked screens resulting from falling or the phone being hit on a hard surface. Total replacement is often the solution in cases where the phone is accidentally dipped in water.

A new phone comes with warranty which protects you from malfunction arising from technical or mechanical faults. The manufacturer takes responsibility for such problems albeit for a limited period of time usually 12 months. Iphone 4g insurance will extend this coverage to 24 months and will cover a broad range of damages. Some iphone 4g insurance providers will also insist on the phone being new and probably the client having to buy from them. Our iphone 4g insurance is the most liberal you can ever get since it covers even used iphones and you do not have to prove your point or place of purchase.

You find an iphone 4g insurance which permits you to take a 90 day trial period within which you will decide whether to continue with the service or discontinue and you are not penalized. Taking a leap of faith to try out this service costs you nothing and may be the turning point in your iphone insurance experience. Consider the saving you stand to make and the additional benefits that come with the offer and you will certainly realize you have taken the best deal.

The process of deciding whether a phone is repairable or has to be replaced takes a very short time since the company employees a team of competent and dedicated staff. No time is wasted shipping phones to service centers and repairs are carried out in the shortest periods since the policy is to have you wait no longer than 48 hours.   

There are several options to choose from when buying iphone 4g insurance. Some iphone 4g insurance packages are expensive while others are cheap. There are additional packages you may get from one company that others do not provide. The waiting period for claims processing also varies from company to company depending on the level of skills of their staff.